Tax Assistance Program (TAP)

FREE TAX SERVICE – Walk-In Service

  • FREE Tax Preparation of Federal and State Income Tax Returns
  • Families and individuals earning up to $67,000 per year $35,000 for individuals  
  • MUST be a Full-Year Illinois Resident (Ladder Up does NOT prepare other states, military personnel, and partial-year residents).
  • Taxpayers filing a joint tax return (married) must BOTH be present

TAX SITE PROCESS:

Step 1: First, You’ll meet with an intake volunteer to review your documents and confirm that you are eligible for the service.

Step 2: Once you complete the intake process, you will work with a trained volunteer tax preparer who will prepare your tax return for FREE.

Step 3: You’ll review and sign your taxes during the final step. Ladder Up will file your taxes electronically or as a paper file.

WHAT TO BRING

  • Original Social Security card (or ITIN card/letter) for ALL individuals that appear on your tax return
  • Government Photo ID
  • Income documents
    • W-2 Forms (TAP will not accept payment stubs)
    • Form 1099-NEC/K/MISC (Self-employment)
    • Form 1099-G (Unemployment)
    • Form SSA-1099 Social Security and/or 1099-R Pension Distribution
  • Itemize and Expense Receipts
    • Mortgage and Property Tax Statement (Form 1098)
    • College Tuition Expense (Form 1098-T)
    • Student Loan Interest (Form 1098-E)
    • Job-related Expenses (self-employed)
    • Childcare Expenses (EIN required)
  • Bank routing and account numbers

OUT OF SCOPE

Ladder Up CANNOT prepare returns with the following situations:

  • Military Personnel
  • Income from rental property
  • Receive Form 1099-A (Acquisition or Abandonment of Secured Property)
  • Receive Form 1099-C (Cancellation of Debt); Bankruptcy
  • Kiddie Tax (Scholarships are higher than the billed amount from the institution)

If you own your own business, Ladder Up CANNOT prepare your return if you:

  • Business expenses of more than $35,000
  • Kept inventory at any time during the tax year
  • Net loss from the business
  • Paid employees during the year
  • Required to file Form 4562 (Depreciation and Amortization)
  • Deduct expenses for business use of your home

The complete ineligibility list Ladder Up cannot prepare is available here.

You can also prepare and file your taxes using EXPRESS TAP: goladderup.org/etap

OFF-SEASON SERVICES

  • Preparation and amendments for previous years done during the off-season (June – September)
  • New and Renewal ITIN application (Note: MUST schedule an appointment) – Visit our ITIN page for more information